Same-Day Funding
Get approved and receive your personal loan funds as fast as the same business day.
Apply for Personal Loans Online
Get $1,500 to $20,000 with same-day funding. No perfect credit required.
✓ 5-Minute Application
✓ Same-Day Funding
✓ No Hidden Fees
✓ 100+ Years Trusted
Start Your Personal Loan Application
Join over 10 million Americans who trust OneMain Financial for their personal loan needs.
Bank-Level Security
256-bit Encryption
NMLS Licensed
100+
Years of Service
1,300+
Branches Nationwide
10M+
Customers Served
4.7★
Customer Rating
Why Apply for Personal Loans with OneMain?
We've helped millions of Americans get the personal loans they need with flexible terms and personalized service.
Flexible Terms
Choose from 24 to 60 month terms with fixed rates that fit your budget.
No Prepayment Penalties
Pay off your personal loan early without any additional fees or penalties.
Local Branch Support
Visit any of our 1,300+ branches for personalized, face-to-face service.
All Credit Types
We look beyond your credit score. Bad credit? We can help with personal loans.
Secure & Private
Bank-level 256-bit encryption protects your personal loan application data.
How to Apply for Personal Loans
Get your personal loan in 4 simple steps
1
Apply Online
Complete our simple 5-minute personal loan application online.
2
Review Offers
Get personalized loan offers with rates and terms that work for you.
3
Choose Your Loan
Select the personal loan amount and terms that fit your needs.
4
Get Your Funds
Receive your personal loan funds as fast as the same business day.
Our Personal Loan Experts
Our licensed team is here to help you get the personal loan you need.
David Chen, CFP®
Senior Loan Officer
NMLS Licensed • 15+ Years Experience
Sarah Martinez
Branch Manager
NMLS Licensed • 12+ Years Experience
Michael Johnson
Loan Specialist
NMLS Licensed • 8+ Years Experience
Ready to Apply for Your Personal Loan?
Join millions of Americans who trust OneMain Financial. Apply for personal loans today!
Apply for Personal Loans Now