Over a century of commitment to helping Americans achieve their financial goals
At OneMain Financial, our mission is simple yet powerful: to improve the financial well-being of hardworking Americans.
For over 100 years, we've believed that everyone deserves access to responsible credit and personalized financial solutions. We look beyond credit scores to see the whole person, understanding that financial challenges don't define who you are or your ability to succeed.
We exist to provide access to credit for people who need it most. Nearly 40% of Americans couldn't cover a $400 emergency expense, and most of the 100 million Americans with nonprime credit scores aren't candidates for traditional bank loans. That's where we come in.
Founded by Alexander E. Duncan as Commercial Credit Company in Baltimore, Maryland, providing working capital to manufacturers and building contractors. Our commitment to helping businesses and individuals grow started from day one.
Interstate Finance Corporation was founded in Evansville, Indiana, expanding our reach and services. This marked the beginning of our nationwide presence.
Through strategic partnerships and leadership changes, we refined our focus on consumer finance, positioning ourselves to better serve American families.
Became part of major financial groups, expanding our capabilities and reach. Even during the 2008 financial crisis, we remained committed to responsible lending.
Springleaf Financial acquired OneMain Financial from Citigroup for $4.25 billion, creating the OneMain Financial we know today. The merger combined strength, experience, and a shared mission.
Operating 1,300+ branches in 44 states, we've embraced digital innovation while maintaining our personal touch. We continue serving millions of customers with the same values that guided us in 1912.
Over a century of trusted lending experience
Local presence across 44 states
Helping millions achieve their goals
Supporting communities nationwide
We put our customers at the center of everything we do. Every decision is made with their best interests in mind, ensuring they receive personalized service and financial solutions that truly help.
We embrace change and continuously improve our services. From digital tools to in-person support, we innovate to make lending more accessible and customer-friendly.
Transparency and honesty guide our actions. We operate with the highest ethical standards, ensuring our customers always know exactly what they're getting.
We strive for excellence in every interaction. Our team is dedicated to providing outstanding service and expertise that helps customers succeed.
We're committed to strengthening the communities we serve through financial education, local partnerships, and responsible lending practices.
We empower customers with knowledge and tools to make informed financial decisions, helping them build a stronger financial future.
Led by experienced professionals committed to our mission of improving financial well-being for all Americans
Doug brings decades of financial services experience and a commitment to responsible lending. Under his leadership, OneMain continues to expand access to credit for millions of Americans.
Micah oversees financial strategy and operations, ensuring fiscal responsibility while maintaining our commitment to customer service and growth.
Jennifer leads our people strategy, fostering an inclusive culture where team members can grow and thrive while serving our customers with excellence.
Ryan drives our customer engagement strategy, ensuring our message of financial empowerment reaches those who need it most.
Recognized for our commitment to creating an exceptional workplace culture where team members feel valued and supported.
Maintaining high standards of trust, advertising, and customer service excellence.
Publicly traded company committed to transparency and shareholder value.
At OneMain Financial, we believe in giving back to the communities we serve. Our commitment extends beyond lending—we're invested in building stronger, more financially literate communities across America.
Financial Education: We've made a multimillion-dollar investment in developing best-in-class financial education resources. Our Credit Worthy program is available free to high schools nationwide, helping the next generation build strong money management skills from an early age.
Community Partnerships: We actively partner with local organizations like United Way to support financial literacy initiatives. Our team members volunteer thousands of hours annually to pack financial literacy kits, teach classes, and support community events.
Local Branches, Local Impact: With 1,300+ branches across 44 states, we're not just lenders—we're neighbors. Our loan specialists live in the communities they serve, understanding local needs and challenges firsthand.
Responsible Lending Practices: We're committed to offering loans designed to be successfully repaid, helping customers avoid cycles of debt. We always comply with state and federal regulations, including the Truth in Lending Act, ensuring fair and ethical treatment.
As we continue to grow and evolve, our commitment to community impact remains unwavering. We're constantly exploring new ways to support financial wellness, from expanding our educational programs to developing innovative tools that help customers make informed financial decisions.
Whether through a loan that helps someone consolidate debt, an educational program that teaches a teenager about credit, or a local volunteer project that strengthens community bonds, OneMain Financial is dedicated to making a positive difference in people's lives.
Join millions of satisfied customers who trust OneMain Financial for their lending needs
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