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OneMain Financial: Your Partner in Financial Wellness

For over a century, OneMain Financial has been committed to helping hardworking Americans achieve their financial goals. We understand that life doesn't always go according to plan, and sometimes you need a financial partner who looks beyond just numbers on a credit report.

What Makes OneMain Financial Different?

Experience That Matters: Since 1912, we've been refining our approach to personal lending. With over 10 million customers served, we've learned that every financial situation is unique. That's why we don't just look at your credit score—we consider your whole financial picture, including your income, employment history, and personal circumstances.

Our Expertise in Personal Lending

Flexible Loan Options: We offer both secured and unsecured Online loans ranging from $1,500 to $20,000. Whether you need funds for debt consolidation, home improvements, medical expenses, or major purchases, we have solutions tailored to your situation.

Transparent Process: Unlike some lenders who hide fees in fine print, we believe in complete transparency. Our loans come with:

• Fixed interest rates (no surprises)
• Fixed monthly payments you can budget for
• No prepayment penalties
• Clear disclosure of all fees upfront

Authority in Responsible Lending

OneMain Financial is a publicly traded company (NYSE: OMF) regulated by state and federal authorities. We adhere strictly to all lending regulations, including the Truth in Lending Act, ensuring you receive fair and ethical treatment at every step.

Our commitment to responsible lending means we work with you to create a repayment plan that fits your budget. We provide free budget calculators and financial wellness tools to help you succeed in repaying your loan and improving your overall financial health.

Building Trust Through Action

Customer-First Approach: With a 4-star rating on Trustpilot based on over 74,000 reviews, our customers consistently praise our:

• Friendly, professional service from knowledgeable representatives
• Fast approval and funding process (often same-day)
• Willingness to work with customers who have less-than-perfect credit
• Clear communication throughout the loan process

Community Commitment: Beyond lending, we're invested in the communities we serve. Through our Credit Worthy program, we've provided financial literacy education to over 300,000 students in 3,600+ schools nationwide, helping the next generation build strong money management skills.

How We Help You Succeed

Getting a loan is just the beginning. We provide ongoing support including:

• Free Credit Score Monitoring: Track your progress with monthly credit score updates
• Financial Education Resources: Access articles, guides, and tools to improve your financial literacy
• Flexible Payment Options: Pay online, by phone, by mail, or in person at any branch
• Dedicated Support: Customer service available Monday-Friday, 8am-8pm ET

Real Results for Real People

Our customers use OneMain Financial loans for various purposes that matter most to them:

• Debt Consolidation: Combine multiple high-interest debts into one manageable payment
• Home Improvements: Finance necessary repairs or upgrades to increase your home's value
• Auto Repairs: Keep your vehicle running when unexpected mechanical issues arise
• Medical Expenses: Cover healthcare costs not fully paid by insurance
• Major Purchases: Buy essential items without depleting your savings

Your Financial Journey Starts Here

At OneMain Financial, we believe everyone deserves access to responsible credit. Whether you're rebuilding your credit, consolidating debt, or need funds for an important purchase, we're here to help you take the next step toward a brighter financial future.

Our application process is quick and easy—most customers complete their pre-qualification in about 5 minutes with no impact to their credit score. From there, a dedicated loan specialist will guide you through the process, answer your questions, and help you choose the loan option that best fits your needs.